We Charge...

Interest Fee & Transaction Charges

We charge an interest fee of £25 per £100 for each pay cycle. To learn in detail about our       product, visit the section that explains our Flexible Repayment Plan.

You can choose to receive your loan the same day (CHAPS) at a cost of £15. The fee will be       deducted from the loan amount before it is transferred to your bank account. We also offer a       slower option (called BACS), which is free of cost. It takes up to 3 days when you opt for BACS.

Other Charges

In case you default on your payment on the due date, we charge an initial arrears fee of £12. If       this persists, an additional default fee of £10 will be charged. We understand that, at times, you       might find it difficult to make the required payment on time. So, it is essential that you notify us in       advance about your inability to make the payment. This is to ensure that your account doesn't       fall into the collections process, in which case you would incur an additional 40 GBP fee (this is       to pay for the additional work that the collections process requires)